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Salary & tax calculator 2026

Convert gross to net salary (or back) and see the employer's total cost using 2026 rates: 22% income tax, €700 basic exemption, 33% social tax, unemployment insurance and the 2nd pension pillar.

Period

On 1.01.2024 the only thing that changed for this calculator was the monthly social-tax base (€654 → €725). With the default settings this period therefore gives the same result as 1.01.2023 — the difference appears only once you tick “Apply the minimum social tax obligation”.

Calculation direction
Funded pension (2nd pillar)

The minimum social tax obligation (SMS §2(2)) does NOT apply to everyone. SMS §3 exempts old-age pensioners, people with reduced capacity for work, a parent of a child under 3, students and anyone registered unemployed for at least 6 months. Where an employee refused to work on a §19 Employment Contracts Act ground (sick leave, holiday), the monthly base is applied IN PROPORTION to the time worked — but that relief does NOT extend to unpaid leave granted by agreement, where the full monthly base still applies (SMS §2(3)(1)). Tick it only if no exemption applies.

Employee deductions

Gross salary€2,000.00
Income tax− €270.16
Unemployment insurance (employee, 1.6%)− €32.00
Funded pension (2nd pillar)− €40.00
Net salary€1,657.84

Employer costs

Gross salary€2,000.00
Social tax (33%)€660.00
Unemployment insurance (employer, 0.8%)€16.00
Total employer cost€2,676.00

This calculator is informational and does not replace professional advice. Verify exact rates from an official source.

How it's calculated

Rates in force since 01/01/2026 · Source: Estonian Tax and Customs Board